/* ==========================================================================
   CABEZAS FINANCIAL SOLUTIONS — CABEZAS-TEAM CLONED DESIGN SYSTEM
   Palette: Electric Lime/Chartreuse (#C7F55B / #B7FF5E / #406900), Deep Obsidian (#1A1A1A / #1A1C18),
            Warm Off-White Canvas (#F9FAF2 / #F8F9FA), Pure White Card (#FFFFFF),
            Muted Gray/Secondary (#5F5E5E / #424937), Accent Container (#EEEEE7 / #E2E3DC)
   Typography: Hanken Grotesk, Inter, JetBrains Mono, Material Symbols Outlined
   Radii: 30px Card Radii, 8px / 9999px Buttons & Pills
   ========================================================================== */

:root {
  /* Core Color Palette from cabezas-team.com */
  --color-brand-accent: #c7f55b;
  --color-brand-accent-glow: rgba(199, 245, 91, 0.4);
  --color-brand-accent-hover: #b4ea44;
  --color-brand-primary: #406900;
  --color-brand-primary-hover: #487500;
  
  --color-dark: #1a1a1a;
  --color-dark-surface: #1a1c18;
  --color-dark-muted: #2f312c;
  
  --color-bg: #f9faf2;
  --color-bg-alt: #f8f9fa;
  --color-surface-white: #ffffff;
  --color-surface-container: #eeeee7;
  --color-surface-container-high: #e8e9e1;
  --color-surface-container-highest: #e2e3dc;
  
  --color-text-main: #1a1c18;
  --color-text-secondary: #5f5e5e;
  --color-text-muted: #727a65;
  --color-border: #e2e3dc;
  --color-border-subtle: #e5e2e1;
  
  /* Typography */
  --font-display: 'Hanken Grotesk', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  --font-body: 'Hanken Grotesk', 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  --font-mono: 'JetBrains Mono', monospace;
  
  /* Radii */
  --radius-card: 30px;
  --radius-card-sm: 20px;
  --radius-btn: 8px;
  --radius-pill: 9999px;
  --radius-tag: 6px;
  
  /* Layout */
  --container-max: 1240px;
  --section-padding: 90px 0;
  --gutter: 24px;
}

/* Base Reset */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 86px;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.6;
  color: var(--color-text-main);
  background-color: var(--color-bg);
  overflow-x: hidden;
}

::selection {
  background-color: var(--color-brand-accent);
  color: var(--color-dark);
}

img, video {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
  transition: all 0.2s ease;
}

button {
  font-family: inherit;
  cursor: pointer;
  border: none;
  background: none;
}

.material-symbols-outlined {
  font-family: 'Material Symbols Outlined';
  font-weight: normal;
  font-style: normal;
  font-size: 24px;
  line-height: 1;
  letter-spacing: normal;
  text-transform: none;
  display: inline-block;
  white-space: nowrap;
  word-wrap: normal;
  direction: ltr;
  -webkit-font-feature-settings: 'liga';
  -webkit-font-smoothing: antialiased;
  font-variation-settings: 'FILL' 0, 'wght' 400, 'GRAD' 0, 'opsz' 24;
}

.material-symbols-outlined.filled {
  font-variation-settings: 'FILL' 1, 'wght' 400, 'GRAD' 0, 'opsz' 24;
}

/* ==========================================================================
   ANIMATION KEYFRAMES & SCROLL REVEAL SYSTEM
   ========================================================================== */
@keyframes heroRise {
  from {
    opacity: 0;
    transform: translateY(24px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes heroRule {
  from {
    opacity: 0;
    transform: scaleX(0);
  }
  to {
    opacity: 1;
    transform: scaleX(1);
  }
}

@keyframes floatDrift {
  0% {
    transform: translateY(0px) rotate(0deg);
  }
  50% {
    transform: translateY(-8px) rotate(0.4deg);
  }
  100% {
    transform: translateY(0px) rotate(0deg);
  }
}

@keyframes pulseGlow {
  0% {
    transform: scale(0.95);
    box-shadow: 0 0 0 0 rgba(199, 245, 91, 0.7);
  }
  70% {
    transform: scale(1);
    box-shadow: 0 0 0 10px rgba(199, 245, 91, 0);
  }
  100% {
    transform: scale(0.95);
    box-shadow: 0 0 0 0 rgba(199, 245, 91, 0);
  }
}

@keyframes shimmer {
  0% {
    background-position: -200% 0;
  }
  100% {
    background-position: 200% 0;
  }
}

/* Scroll Reveal System */
[data-reveal] {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 760ms cubic-bezier(0.22, 0.8, 0.28, 1), transform 760ms cubic-bezier(0.22, 0.8, 0.28, 1);
  will-change: opacity, transform;
}

[data-reveal="in"] {
  opacity: 1;
  transform: none;
}

[data-reveal-delay="100"] { transition-delay: 100ms; }
[data-reveal-delay="200"] { transition-delay: 200ms; }
[data-reveal-delay="300"] { transition-delay: 300ms; }
[data-reveal-delay="400"] { transition-delay: 400ms; }
[data-reveal-delay="500"] { transition-delay: 500ms; }

/* Reduced Motion */
@media (prefers-reduced-motion: reduce) {
  [data-reveal] {
    opacity: 1 !important;
    transform: none !important;
    transition: none !important;
  }
  .hero-visual-card, .pulse-dot {
    animation: none !important;
  }
}

/* Layout Utilities */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--gutter);
}

.section-eyebrow {
  font-family: var(--font-mono);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-brand-primary);
  display: inline-block;
  margin-bottom: 6px;
}

.section-title {
  font-family: var(--font-display);
  font-size: clamp(28px, 4vw, 38px);
  font-weight: 700;
  line-height: 1.2;
  color: var(--color-text-main);
  margin-bottom: 16px;
  letter-spacing: -0.02em;
}

.section-divider-bar {
  width: 64px;
  height: 4px;
  background-color: var(--color-brand-accent);
  border-radius: 4px;
  margin: 12px auto 0;
}

.section-header-center {
  text-align: center;
  margin-bottom: 56px;
}

.section-header-center p {
  max-width: 680px;
  margin: 14px auto 0;
  color: var(--color-text-secondary);
  font-size: 16.5px;
}

.section-header-split {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 32px;
  margin-bottom: 48px;
  flex-wrap: wrap;
}

.section-header-split .left-col {
  max-width: 640px;
}

.section-header-split .right-col {
  max-width: 440px;
  color: var(--color-text-secondary);
  font-size: 15px;
  line-height: 1.6;
}

/* ==========================================================================
   NAVIGATION BAR (Fixed Blur with cabezas-team aesthetic)
   ========================================================================== */
.site-nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: rgba(249, 250, 242, 0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-border-subtle);
  transition: all 0.3s ease;
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
}

.brand-group {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.brand-logo-img {
  height: 42px;
  width: auto;
  max-width: 140px;
  object-fit: contain;
  display: block;
}

.footer-logo-img {
  height: 38px;
  width: auto;
  max-width: 120px;
  object-fit: contain;
  display: block;
}

.brand-icon-box {
  width: 40px;
  height: 40px;
  background: var(--color-dark);
  color: var(--color-brand-accent);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 20px;
  letter-spacing: -1px;
}

.brand-text-wrap {
  display: flex;
  flex-direction: column;
}

.brand-name {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--color-dark);
  line-height: 1.1;
}

.brand-sub {
  font-family: var(--font-mono);
  font-size: 10.5px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-brand-primary);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 28px;
  list-style: none;
}

.nav-item-link {
  font-size: 14.5px;
  font-weight: 500;
  color: var(--color-text-secondary);
  transition: color 0.2s ease;
  position: relative;
  padding: 6px 0;
}

.nav-item-link:hover, .nav-item-link.active {
  color: var(--color-dark);
  font-weight: 600;
}

.nav-item-link.active::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 2px;
  background-color: var(--color-brand-primary);
  border-radius: 2px;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 14px;
}

.language-switcher {
  display: inline-flex;
  align-items: center;
  gap: 2px;
  padding: 3px;
  border: 1px solid rgba(26, 26, 26, 0.2);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.85);
  box-shadow: 0 1px 2px rgba(26, 26, 26, 0.06);
}

.language-option {
  min-width: 36px;
  height: 30px;
  padding: 0 8px;
  border-radius: 5px;
  color: var(--color-text-secondary);
  font-family: var(--font-mono);
  font-size: 12px;
  font-weight: 600;
  transition: all 0.2s ease;
  display: flex;
  align-items: center;
  justify-content: center;
}

.language-option.active, .language-option[aria-pressed="true"] {
  background: var(--color-dark);
  color: #ffffff;
  box-shadow: 0 1px 3px rgba(26, 26, 26, 0.2);
}

.btn-black {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  background-color: var(--color-dark);
  color: #ffffff;
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  border-radius: var(--radius-btn);
  transition: all 0.2s cubic-bezier(0.2, 0.8, 0.2, 1);
  box-shadow: 0 2px 4px rgba(0,0,0,0.1);
}

.btn-black:hover {
  background-color: #000000;
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(0,0,0,0.18);
}

.btn-lime {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  background-color: var(--color-brand-accent);
  color: var(--color-dark);
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  border-radius: var(--radius-btn);
  transition: all 0.2s cubic-bezier(0.2, 0.8, 0.2, 1);
  box-shadow: 0 4px 14px rgba(199, 245, 91, 0.4);
}

.btn-lime:hover {
  background-color: var(--color-brand-accent-hover);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(199, 245, 91, 0.55);
}

.btn-outline-dark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 26px;
  background-color: transparent;
  color: var(--color-dark);
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 600;
  border: 2px solid var(--color-dark);
  border-radius: var(--radius-btn);
  transition: all 0.2s ease;
}

.btn-outline-dark:hover {
  background-color: var(--color-dark);
  color: var(--color-brand-accent);
}

.mobile-menu-btn {
  display: none;
  width: 40px;
  height: 40px;
  border-radius: 8px;
  color: var(--color-dark);
  align-items: center;
  justify-content: center;
}

/* ==========================================================================
   HERO SECTION (Electric Lime Canvas from cabezas-team.com)
   ========================================================================== */
.hero-shell {
  position: relative;
  width: 100%;
  background-color: var(--color-brand-accent);
  padding-top: 130px;
  padding-bottom: 80px;
  overflow: hidden;
  border-bottom: 1px solid rgba(0,0,0,0.06);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 48px;
  align-items: center;
}

.hero-copy {
  display: flex;
  flex-direction: column;
  z-index: 2;
  animation: heroRise 0.9s cubic-bezier(0.22, 0.8, 0.28, 1) 0.1s both;
}

.hero-eyebrow-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  background: rgba(26, 26, 26, 0.08);
  border: 1px solid rgba(26, 26, 26, 0.15);
  border-radius: var(--radius-pill);
  font-family: var(--font-mono);
  font-size: 11.5px;
  font-weight: 600;
  color: var(--color-dark);
  width: fit-content;
  margin-bottom: 24px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.hero-eyebrow-pill .pulse-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background-color: var(--color-brand-primary);
  animation: pulseGlow 2s infinite;
}

.hero-title {
  font-family: var(--font-display);
  font-size: clamp(36px, 5.2vw, 56px);
  font-weight: 800;
  line-height: 1.08;
  letter-spacing: -0.025em;
  color: #1a1a1a;
  margin-bottom: 22px;
}

.hero-desc {
  font-size: clamp(16px, 1.8vw, 18.5px);
  line-height: 1.62;
  color: #2b2b2b;
  margin-bottom: 34px;
  max-width: 560px;
}

.hero-actions-row {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 28px;
}

.hero-guarantee {
  font-size: 13.5px;
  font-style: italic;
  color: #3b3b3b;
  display: flex;
  align-items: center;
  gap: 8px;
}

.hero-guarantee .material-symbols-outlined {
  font-size: 18px;
  color: var(--color-brand-primary);
}

.hero-visual-card {
  position: relative;
  border-radius: var(--radius-card);
  overflow: hidden;
  background: #ffffff;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.12);
  border: 4px solid #ffffff;
  aspect-ratio: 4 / 4.8;
  max-width: 440px;
  margin: 0 auto;
  animation: floatDrift 6.5s ease-in-out infinite alternate, heroRise 1s cubic-bezier(0.22, 0.8, 0.28, 1) 0.25s both;
  transition: transform 0.4s cubic-bezier(0.2, 0.8, 0.2, 1), box-shadow 0.4s ease;
}

.hero-visual-card:hover {
  transform: translateY(-6px) scale(1.015);
  box-shadow: 0 28px 50px rgba(0, 0, 0, 0.18);
}

.hero-portrait-image {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.7s cubic-bezier(0.25, 1, 0.5, 1);
}

.hero-visual-card:hover .hero-portrait-image {
  transform: scale(1.04);
}

.hero-portrait-badge {
  position: absolute;
  bottom: 16px;
  left: 16px;
  right: 16px;
  background: rgba(26, 26, 26, 0.9);
  backdrop-filter: blur(8px);
  color: #ffffff;
  padding: 14px 18px;
  border-radius: 18px;
  border: 1px solid rgba(255, 255, 255, 0.15);
  display: flex;
  align-items: center;
  gap: 14px;
  transition: transform 0.3s ease;
}

.hero-visual-card:hover .hero-portrait-badge {
  transform: translateY(-2px);
}

.hero-badge-avatar {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--color-brand-accent);
  color: var(--color-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 16px;
  flex-shrink: 0;
}

.hero-badge-name {
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  color: #ffffff;
  line-height: 1.2;
}

.hero-badge-title {
  font-size: 11.5px;
  color: var(--color-brand-accent);
}

/* ==========================================================================
   FEATURE STRIP / PROOF BAR
   ========================================================================== */
.proof-bar {
  background-color: var(--color-dark);
  color: #ffffff;
  padding: 18px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.proof-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  flex-wrap: wrap;
  font-size: 13.5px;
  text-align: center;
}

.proof-tag {
  color: var(--color-brand-accent);
  font-family: var(--font-mono);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.proof-dot {
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background-color: var(--color-brand-accent);
  display: inline-block;
  vertical-align: middle;
  margin: 0 4px;
}

/* ==========================================================================
   ABOUT SECTION
   ========================================================================== */
.about-section {
  padding: var(--section-padding);
  background-color: var(--color-surface-white);
  border-bottom: 1px solid var(--color-border);
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.about-image-card {
  position: relative;
  border-radius: var(--radius-card);
  overflow: hidden;
  box-shadow: 0 12px 36px rgba(0, 0, 0, 0.08);
  border: 1px solid var(--color-border-subtle);
  background-color: var(--color-bg);
  aspect-ratio: 4 / 4.4;
}

.about-image-card img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.about-copy h3 {
  font-family: var(--font-display);
  font-size: clamp(24px, 3vw, 30px);
  font-weight: 700;
  line-height: 1.25;
  color: var(--color-dark);
  margin-bottom: 20px;
}

.about-desc {
  font-size: 15.5px;
  line-height: 1.7;
  color: var(--color-text-secondary);
  margin-bottom: 24px;
}

.about-badges-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.about-badge-item {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 14px;
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: 8px;
  font-size: 13px;
  font-weight: 600;
  color: var(--color-dark);
}

.about-badge-item .material-symbols-outlined {
  font-size: 18px;
  color: var(--color-brand-primary);
}

/* ==========================================================================
   SERVICES SECTION (30px Cards with Black/Lime Icons)
   ========================================================================== */
.services-section {
  padding: var(--section-padding);
  background-color: var(--color-bg-alt);
  border-bottom: 1px solid var(--color-border);
}

.services-grid-3 {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 28px;
}

.service-card {
  background-color: var(--color-surface-white);
  padding: 36px 32px;
  border: 1px solid var(--color-border-subtle);
  border-radius: var(--radius-card);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.04);
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
}

.service-card:hover {
  transform: translateY(-8px) scale(1.01);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08), 0 0 0 2px var(--color-brand-accent);
  border-color: transparent;
}

.service-icon-circle {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background-color: var(--color-dark);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
  transition: all 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.service-icon-circle span, .benefit-icon-circle span {
  transition: transform 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.service-card:hover .service-icon-circle {
  background-color: var(--color-brand-accent);
  color: var(--color-dark);
  transform: scale(1.08);
}

.service-card:hover .service-icon-circle span {
  transform: scale(1.2) rotate(-8deg);
}

.service-icon-circle.lime {
  background-color: var(--color-brand-accent);
  color: var(--color-dark);
}

.service-card-title {
  font-family: var(--font-display);
  font-size: 21px;
  font-weight: 700;
  color: var(--color-dark);
  margin-bottom: 12px;
  line-height: 1.25;
}

.service-card-desc {
  font-size: 14.5px;
  line-height: 1.65;
  color: var(--color-text-secondary);
  margin-bottom: 20px;
  flex-grow: 1;
}

.service-card-checkpoints {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 22px;
  font-size: 13.5px;
  color: var(--color-text-main);
  font-weight: 500;
}

.service-card-checkpoints li {
  display: flex;
  align-items: center;
  gap: 8px;
}

.service-card-checkpoints li span {
  color: var(--color-brand-primary);
  font-weight: 700;
}

.service-card-link {
  font-size: 13.5px;
  font-weight: 700;
  color: var(--color-dark);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: auto;
  padding-top: 12px;
  border-top: 1px solid var(--color-border-subtle);
}

.service-card:hover .service-card-link {
  color: var(--color-brand-primary);
}

/* ==========================================================================
   AUDIENCE SWITCHER SECTION (Who Juan Helps)
   ========================================================================== */
.audience-section {
  padding: var(--section-padding);
  background-color: var(--color-surface-white);
  border-bottom: 1px solid var(--color-border);
}

.audience-quick-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
  margin-bottom: 24px;
}

.audience-quick-card {
  text-align: left;
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-card-sm);
  padding: 28px 24px;
  cursor: pointer;
  display: flex;
  flex-direction: column;
  gap: 10px;
  transition: all 0.25s ease;
}

.audience-quick-card:hover, .audience-quick-card.active {
  background: #ffffff;
  border-color: var(--color-dark);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.08);
  transform: translateY(-2px);
}

.audience-quick-card.active {
  border: 2px solid var(--color-dark);
}

.audience-tag {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-brand-primary);
  font-weight: 700;
}

.audience-quick-title {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 700;
  color: var(--color-dark);
  line-height: 1.25;
}

.audience-quick-blurb {
  font-size: 13.5px;
  line-height: 1.55;
  color: var(--color-text-secondary);
}

.audience-quick-link {
  font-size: 13px;
  font-weight: 700;
  color: var(--color-dark);
  margin-top: 6px;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.audience-secondary-strip {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px 20px;
  padding: 16px 24px;
  background: var(--color-surface-container);
  border: 1px solid var(--color-border);
  border-radius: 12px;
  margin-bottom: 48px;
}

.audience-secondary-label {
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-text-secondary);
  font-weight: 700;
}

.audience-sec-btn {
  font-size: 14px;
  font-weight: 600;
  color: var(--color-dark);
  text-decoration: underline;
  text-underline-offset: 4px;
  transition: color 0.2s ease;
}

.audience-sec-btn:hover {
  color: var(--color-brand-primary);
}

.audience-main-panel {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-card);
  background: #ffffff;
  overflow: hidden;
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.06);
}

.audience-tabs-bar {
  display: flex;
  flex-wrap: wrap;
  border-bottom: 1px solid var(--color-border);
  background: var(--color-bg);
}

.audience-tab-btn {
  padding: 18px 24px;
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  color: var(--color-text-secondary);
  border-right: 1px solid var(--color-border);
  transition: all 0.2s ease;
  background: transparent;
}

.audience-tab-btn:hover {
  color: var(--color-dark);
  background: rgba(255, 255, 255, 0.5);
}

.audience-tab-btn.active {
  background: #ffffff;
  color: var(--color-dark);
  font-weight: 700;
  box-shadow: inset 0 -3px 0 var(--color-brand-accent);
}

.audience-panel-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  align-items: stretch;
}

.audience-panel-left {
  padding: 40px 36px;
  border-right: 1px solid var(--color-border);
  background: var(--color-bg);
}

.audience-panel-right {
  padding: 40px 36px;
  background: #ffffff;
}

.audience-panel-heading {
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 700;
  color: var(--color-dark);
  margin: 10px 0 14px;
  line-height: 1.25;
}

.audience-panel-desc {
  font-size: 15px;
  line-height: 1.65;
  color: var(--color-text-secondary);
  margin-bottom: 28px;
}

.audience-topics-title {
  font-family: var(--font-mono);
  font-size: 11.5px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-brand-primary);
  font-weight: 700;
  display: block;
  margin-bottom: 16px;
}

.audience-topics-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.audience-topics-list li {
  position: relative;
  padding-left: 24px;
  font-size: 14px;
  line-height: 1.5;
  color: var(--color-text-main);
  font-weight: 500;
}

.audience-topics-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  top: 0;
  color: var(--color-brand-primary);
  font-weight: 800;
}

/* Accordion in Audience Right */
.qa-accordion-item {
  border-bottom: 1px solid var(--color-border-subtle);
  padding: 16px 0;
}

.qa-accordion-item:last-child {
  border-bottom: none;
}

.qa-accordion-header {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  text-align: left;
  font-family: var(--font-display);
  font-size: 15.5px;
  font-weight: 600;
  color: var(--color-dark);
  transition: color 0.2s ease;
}

.qa-accordion-header:hover {
  color: var(--color-brand-primary);
}

.qa-toggle-icon {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--color-surface-container);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: bold;
  flex-shrink: 0;
  transition: transform 0.2s ease, background 0.2s ease;
}

.qa-accordion-item.open .qa-toggle-icon {
  transform: rotate(45deg);
  background: var(--color-brand-accent);
  color: var(--color-dark);
}

.qa-answer-body {
  display: none;
  padding-top: 12px;
}

.qa-accordion-item.open .qa-answer-body {
  display: block;
}

.qa-answer-text {
  font-size: 14px;
  line-height: 1.65;
  color: var(--color-text-secondary);
}

.audience-disclaimer-note {
  font-size: 12px;
  line-height: 1.55;
  color: var(--color-text-muted);
  font-style: italic;
  margin-top: 24px;
}

/* ==========================================================================
   STATE RETIREMENT HUBS (Texas, California, Florida)
   ========================================================================== */
.state-hubs-section {
  padding: var(--section-padding);
  background-color: var(--color-bg-alt);
  border-bottom: 1px solid var(--color-border);
}

.state-cards-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 28px;
}

.state-hub-card {
  background-color: var(--color-surface-white);
  border: 1px solid var(--color-border-subtle);
  border-radius: var(--radius-card);
  padding: 34px 28px;
  display: flex;
  flex-direction: column;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.04);
  transition: all 0.3s ease;
}

.state-hub-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 14px 28px rgba(0, 0, 0, 0.08);
  border-color: var(--color-dark);
}

.state-badge {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--color-dark);
  background-color: var(--color-brand-accent);
  padding: 4px 10px;
  border-radius: 6px;
  width: fit-content;
  margin-bottom: 16px;
}

.state-card-title {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 700;
  color: var(--color-dark);
  line-height: 1.25;
  margin-bottom: 14px;
}

.state-card-desc {
  font-size: 14px;
  line-height: 1.62;
  color: var(--color-text-secondary);
  margin-bottom: 24px;
  flex-grow: 1;
}

.state-card-footer {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 16px;
  border-top: 1px solid var(--color-border-subtle);
}

.state-card-link {
  font-size: 13.5px;
  font-weight: 700;
  color: var(--color-dark);
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.state-card-link:hover {
  color: var(--color-brand-primary);
}

.state-code-tag {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--color-text-muted);
}

/* ==========================================================================
   CONVERSATION PLANNER & CHECKLIST BUILDER (Interactive Tool)
   ========================================================================== */
.planner-section {
  padding: var(--section-padding);
  background-color: var(--color-surface-white);
  border-bottom: 1px solid var(--color-border);
}

.planner-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 48px;
  align-items: start;
}

.planner-copy-block {
  padding-right: 20px;
}

.planner-security-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 16px;
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: 10px;
  font-size: 12.5px;
  color: var(--color-text-secondary);
  margin-top: 24px;
}

.planner-panel {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-card);
  padding: 36px 32px;
  box-shadow: 0 8px 24px rgba(0,0,0,0.04);
}

.checklist-choice-btn {
  width: 100%;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 16px;
  background: #ffffff;
  border: 1px solid var(--color-border-subtle);
  border-radius: 16px;
  margin-bottom: 12px;
  text-align: left;
  cursor: pointer;
  transition: all 0.2s ease;
}

.checklist-choice-btn:hover {
  border-color: var(--color-dark);
  box-shadow: 0 4px 12px rgba(0,0,0,0.05);
}

.checklist-choice-btn[aria-pressed="true"] {
  border: 2px solid var(--color-dark);
  background: #ffffff;
}

.choice-checkbox {
  width: 22px;
  height: 22px;
  border-radius: 6px;
  border: 2px solid var(--color-border);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
  transition: all 0.2s ease;
}

.checklist-choice-btn[aria-pressed="true"] .choice-checkbox {
  background-color: var(--color-brand-accent);
  border-color: var(--color-dark);
}

.checklist-choice-btn[aria-pressed="true"] .choice-checkbox::after {
  content: '✓';
  color: var(--color-dark);
  font-weight: 800;
  font-size: 13px;
}

.choice-title {
  display: block;
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  color: var(--color-dark);
  margin-bottom: 4px;
}

.choice-desc {
  display: block;
  font-size: 13px;
  line-height: 1.5;
  color: var(--color-text-secondary);
}

.planner-action-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 24px;
  padding-top: 20px;
  border-top: 1px solid var(--color-border);
}

/* ==========================================================================
   WHY CHOOSE CABEZAS FINANCE (Benefits 4-Column Grid)
   ========================================================================== */
.why-section {
  padding: var(--section-padding);
  background-color: var(--color-bg-alt);
  border-bottom: 1px solid var(--color-border);
}

.benefits-grid-4 {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 24px;
}

.benefit-card {
  background-color: var(--color-surface-white);
  border-radius: var(--radius-card);
  padding: 32px 24px;
  text-align: center;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.04);
  border: 1px solid var(--color-border-subtle);
  transition: all 0.3s ease;
}

.benefit-card:hover {
  transform: translateY(-8px) scale(1.015);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08), 0 0 0 2px var(--color-brand-accent);
  border-color: transparent;
}

.benefit-card:hover .benefit-icon-circle {
  transform: scale(1.12);
  background-color: var(--color-dark);
  color: var(--color-brand-accent);
}

.benefit-card:hover .benefit-icon-circle span {
  transform: scale(1.2) rotate(8deg);
}

.benefit-icon-circle {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background-color: var(--color-brand-accent);
  color: var(--color-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 28px;
  transition: all 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.benefit-card-title {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 700;
  color: var(--color-dark);
  margin-bottom: 10px;
}

.benefit-card-desc {
  font-size: 13.5px;
  line-height: 1.6;
  color: var(--color-text-secondary);
}

/* ==========================================================================
   CALL TO ACTION BANNER (cta-fintech from cabezas-team)
   ========================================================================== */
.cta-fintech-section {
  padding: 80px 0;
  background-color: var(--color-surface-white);
  border-bottom: 1px solid var(--color-border);
  text-align: center;
}

.cta-fintech-inner {
  max-width: 760px;
  margin: 0 auto;
}

.cta-fintech-title {
  font-family: var(--font-display);
  font-size: clamp(30px, 4vw, 42px);
  font-weight: 800;
  color: var(--color-dark);
  margin-bottom: 16px;
  letter-spacing: -0.02em;
}

.cta-fintech-desc {
  font-size: 17px;
  line-height: 1.65;
  color: var(--color-text-secondary);
  margin-bottom: 36px;
}

/* ==========================================================================
   RETIREMENT CLARITY CENTER (Updates Filter Grid)
   ========================================================================== */
.updates-section {
  padding: var(--section-padding);
  background-color: var(--color-bg);
  border-bottom: 1px solid var(--color-border);
}

.updates-filter-row {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 36px;
  justify-content: center;
}

.update-filter-pill {
  padding: 8px 18px;
  border-radius: var(--radius-pill);
  font-family: var(--font-mono);
  font-size: 12.5px;
  font-weight: 600;
  background: var(--color-surface-white);
  border: 1px solid var(--color-border);
  color: var(--color-text-secondary);
  transition: all 0.2s ease;
}

.update-filter-pill:hover {
  border-color: var(--color-dark);
  color: var(--color-dark);
}

.update-filter-pill.active {
  background: var(--color-dark);
  color: var(--color-brand-accent);
  border-color: var(--color-dark);
}

.updates-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}

.update-article-card {
  background: #ffffff;
  border: 1px solid var(--color-border-subtle);
  border-radius: var(--radius-card);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.04);
  transition: all 0.3s ease;
}

.update-article-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.08);
}

.update-card-content {
  padding: 28px 26px 20px;
  flex: 1;
}

.update-badges-row {
  display: flex;
  gap: 8px;
  margin-bottom: 14px;
}

.badge-tag-dark {
  font-family: var(--font-mono);
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  color: #ffffff;
  background: var(--color-dark);
  padding: 4px 8px;
  border-radius: 4px;
}

.badge-tag-lime {
  font-family: var(--font-mono);
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--color-dark);
  background: var(--color-brand-accent);
  padding: 4px 8px;
  border-radius: 4px;
}

.update-card-h3 {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 700;
  color: var(--color-dark);
  line-height: 1.35;
  margin-bottom: 10px;
}

.update-card-summary {
  font-size: 13.5px;
  line-height: 1.6;
  color: var(--color-text-secondary);
}

.update-meta-dl {
  margin: 0;
  padding: 18px 26px;
  background: var(--color-bg);
  border-top: 1px solid var(--color-border-subtle);
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 6px 14px;
  font-size: 12px;
  line-height: 1.45;
}

.update-meta-dl dt {
  color: var(--color-text-muted);
  font-weight: 600;
}

.update-meta-dl dd {
  color: var(--color-text-main);
  word-break: break-all;
}

.update-review-gate-note {
  margin: 0;
  padding: 12px 26px 18px;
  background: var(--color-bg);
  font-size: 11px;
  line-height: 1.5;
  color: var(--color-text-muted);
  font-style: italic;
}

/* ==========================================================================
   CONTACT SECTION (from cabezas-team)
   ========================================================================== */
.contact-section {
  padding: var(--section-padding);
  background-color: var(--color-surface-white);
  border-bottom: 1px solid var(--color-border);
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: 48px;
}

.contact-info-list {
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.contact-info-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.contact-icon-box {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background-color: var(--color-brand-accent);
  color: var(--color-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-info-title {
  font-family: var(--font-display);
  font-size: 15.5px;
  font-weight: 700;
  color: var(--color-dark);
  line-height: 1.3;
}

.contact-info-sub {
  font-size: 14px;
  color: var(--color-text-secondary);
  margin-top: 4px;
  line-height: 1.5;
}

.contact-form-card {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-card);
  padding: 36px 32px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.04);
}

.form-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 20px;
}

.form-input, .form-textarea {
  width: 100%;
  padding: 13px 18px;
  background: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: 8px;
  font-family: var(--font-body);
  font-size: 14.5px;
  color: var(--color-dark);
  outline: none;
  transition: all 0.2s ease;
}

.form-input:focus, .form-textarea:focus {
  border-color: var(--color-dark);
  box-shadow: 0 0 0 3px var(--color-brand-accent-glow);
}

.form-group-full {
  margin-bottom: 20px;
}

/* ==========================================================================
   FOOTER (Deep #1A1A1A with Lime Brand Accents)
   ========================================================================== */
.site-footer {
  background-color: var(--color-dark);
  color: #ffffff;
  padding: 72px 0 40px;
}

.footer-top-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 48px;
}

.footer-brand-title {
  font-family: var(--font-display);
  font-size: 24px;
  font-weight: 800;
  color: var(--color-brand-accent);
  margin-bottom: 8px;
}

.footer-brand-sub {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: #a0a0a0;
  margin-bottom: 16px;
  display: block;
}

.footer-brand-text {
  font-size: 13.5px;
  line-height: 1.6;
  color: #bababa;
  max-width: 360px;
  margin-bottom: 16px;
}

.footer-col-header {
  font-family: var(--font-display);
  font-size: 16px;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 18px;
  display: block;
}

.footer-links-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-links-list a {
  font-size: 13.5px;
  color: #bababa;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.footer-links-list a:hover {
  color: var(--color-brand-accent);
  transform: translateX(2px);
}

.footer-disclaimer {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 28px;
  font-size: 11.5px;
  line-height: 1.65;
  color: #888888;
  margin-bottom: 20px;
}

.footer-copyright {
  text-align: center;
  font-size: 12px;
  color: #666666;
  font-family: var(--font-mono);
}

/* ==========================================================================
   RESPONSIVE DESIGN
   ========================================================================== */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 40px;
    text-align: center;
  }
  .hero-eyebrow-pill, .hero-desc, .hero-actions-row, .hero-guarantee {
    margin-left: auto;
    margin-right: auto;
  }
  .about-grid, .planner-grid, .contact-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .services-grid-3, .state-cards-grid, .updates-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .benefits-grid-4 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .footer-top-grid {
    grid-template-columns: 1fr 1fr;
    gap: 32px;
  }
  .audience-panel-grid {
    grid-template-columns: 1fr;
  }
  .audience-panel-left {
    border-right: none;
    border-bottom: 1px solid var(--color-border);
  }
  .nav-links {
    display: none;
  }
  .mobile-menu-btn {
    display: flex;
  }
}

@media (max-width: 768px) {
  .services-grid-3, .state-cards-grid, .updates-grid, .audience-quick-grid, .benefits-grid-4 {
    grid-template-columns: 1fr;
  }
  .footer-top-grid {
    grid-template-columns: 1fr;
  }
  .form-grid-2 {
    grid-template-columns: 1fr;
  }
  .hero-shell {
    padding-top: 110px;
    padding-bottom: 60px;
  }
}